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Health Maintenance Organizations (HMOs) are a form of insurance-financed managed care. In a managed care system, a health insurance plan pays a closed network of doctors and hospitals an annual rate for each enrollee regardless of how much health care that enrollee uses. If a group of enrollees uses less health care than the insurance company paid for in advance, the doctors and hospitals keep the difference as a bonus.

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Dr. William A. Norcross is a professor of family medicine at the UCSD School of Medicine. At UCSD Medical Center, Hillcrest, he studies the future of health care and the role of the family physician. Norcross has collected data over two decades on the practices of residency-trained family physicians and the role of the primary care physician. Norcross also serves as director of the Physician Assessment and Clinical Education program, or PACE, a physician course to improve physician education in all specialties, including physician-patient communication. Norcross received his M.M.S.

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Victor R. Fuchs is the Henry J. Kaiser Jr. professor of economics and of health research and policy, emeritus, at Stanford University. He is also a Stanford Institute for International Studies (SIIS) senior fellow and a core faculty member with the Center for Health Policy (CHP) and the Center for Primary Care and Outcomes Research (PCOR). He has written extensively on the cost of medical care and on determinants of health, with an emphasis on the role of socioeconomic factors and physician behavior.

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Dr. Ivey is a board certified physician in both Family Medicine and Emergency Medicine. She completed her residency in family practice in 1984 (University of Connecticut, St. Francis Hospital). Dr. Ivey holds a Master's degree in health services management and policy from the George Washington University, and fellowship training in health policy and health services research from UC Berkeley. She is an adjunct associate professor with the School of Public Health and with the UC Berkeley-UCSF Joint Medical Program. Dr.

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Dr. Rosemarie M. Johnson is the board secretary for the Alliance Healthcare Foundation. She was a commissioner for the United States-Mexico Border Health Commission, a binational organization working to optimize health and quality of life along the U.S.-Mexico border. Johnson is a practicing anesthesiologist and a visiting associate clinical professor in UC San Diego School of Medicine's anesthesiology department. She has worked for the Anesthesia Service Medical Group, Scripps Green Hospital and Scripps Clinic in La Jolla.

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Kaiser Permanente offers physician experts in all health-related topics, including women's health, prevention and wellness, cardiac care, diabetes, weight management, infectious disease, pharmacy, research, health care workforce, community benefits and more.

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Dr. Randall Stafford is an associate professor of medicine at the Stanford Prevention Research Center and a fellow at CHP/PCOR. He is an epidemiologist, health services researcher and primary-care internist. His research focuses on improving chronic disease prevention, and exploring the mechanisms by which physicians adopt new prevention practices.

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Matthew Holt has spent more than 15 years in health care as a researcher, forecaster, and strategist. He has conducted in-depth studies about many aspects of health care for public release and private clients. He publishes his analysis and opinions about health care online daily in The Health Care Blog (http://www.thehealthcareblog.com). Mr. Holt started his health care career conducting international health policy research at Stanford's Asia Pacific Research Center.

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Kenneth Brown's research program focuses on the causes, complications, treatment and prevention of childhood malnutrition in low-income countries. A physician as well as a nutrition expert, Dr. Brown previously directed the UC Davis Program in International Nutrition. He can talk about issues of child feeding (breast feeding and complementary feeding), relationships between infection and nutrition, and specific nutrient deficiencies. He is conducting research in those subjects in Mexico, Ecuador, Peru, Guatemala, Bangladesh and Nepal.

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